Stochastic reserves, single PBR amount (SPA), sensitivities for FIA/MYGA/payout business
| type | regulatory_filing |
| url | NAIC PBR Data portal + state DOI VM-31 postings |
| auth | none |
| cost | free |
| update frequency | annual |
| consumers | statsight, capscore |
| classification | public_regulatory |
VM-22 effective 2026-01-01 with 3-year transition. New VM-31 PBR Actuarial Reports unlock material disclosure expansion for non-variable annuity business. High-priority WS3 scraper. Serves D7 Statutory + D3 Capital.