1.0 (no FX / economic-basis adjustment) — default; ratifiable
| source | Internal consolidated-capital reconciliation policy |
| derivation | expert_judgment |
| quality | estimated |
| evidence | documented_internal |
| set | 2026-06-07 |
| next review due | 2026-12-31 |
Default 1.0 is unvalidated against a disclosed consolidated group- capital figure (no live firm data, BV-032). Flagged as the residual cross-jurisdiction reconciliation risk and a 2L effective-challenge item (RAT-055 COND-055-04). Refine when a disclosed BMA BSCR/ECR + NAIC RBC pair for an in-scope US-to-Bermuda group is sourced.