Duration-keyed: short=0.05, mid=0.08, long=0.12
| source | VM-20 §6; insmodel_bridge.py:319-335 |
| derivation | expert_judgment |
| quality | estimated |
| regulatory frameworks | NAIC VM-20 §6 |
| set | 2026-05-25 |
| last reviewed | 2026-05-25 |
| next review due | 2026-12-31 |
Closes DG-010 LOW. stoch_reserve = reserves * (npr_margin + stoch_margin), gated by n_scenarios >= 200.