Duration-keyed: short=0.95, mid=0.92, long=0.88
| source | VM-20 §6 (Exclusion Test); FinView insmodel_bridge.py:319-335 production implementation |
| derivation | expert_judgment |
| quality | estimated |
| regulatory frameworks | NAIC VM-20 §6 |
| set | 2026-05-25 |
| last reviewed | 2026-05-25 |
| next review due | 2026-12-31 |
Closes DG-010 LOW. NPR margin constants from insmodel_bridge.py:319-335.